Posts by Rosemont Advisors

How Anxious Retirees Can Survive Amid Market Volatility

Posted by on Oct 1, 2015 in Articles, Uncategorized

The Dow Jones Industrial Average is down 10.22% for the year, and that’s a number that gives any retiree the shakes. After all, retirees largely live on their retirement assets, and to see the U.S. stock market lose almost 10% of its value has to be disconcerting for Americans in their post-career years. “Volatility can be emotional and come with real challenges for retirees,” notes John Sweeney, executive vice president of retirement and investing strategies at Fidelity. “The key is to prepare your income strategy, and, if necessary, revisit your withdrawal plan...

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The 5 Biggest Questions for First-Time Homebuyers

Posted by on Sep 24, 2015 in Articles, Uncategorized

It’s only natural for a first-time homebuyer to have questions. For many of us, buying a home is the largest financial decision we make. It’s important to be thoughtful and confident in whatever choices you make. Check out the important questions below to help you prepare for homeownership. 1. Is It Better to Buy or Rent? The rent vs. buy decision is common among Americans looking to make their next move. Some say that buying is always a better financial choice, but that is not necessarily the case. It really depends on your individual financial situation. It’s important to...

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6 Online Financial Tools to Simplify Your Life

Posted by on Sep 3, 2015 in Articles, Uncategorized

These days, consumers have a vast array of financial products and services to manage. Consider these digital resources to help you keep track of it all: 1. Automatic bill payment and saving. To keep a record of bill payments and how the money is spent (helpful if you’re trying to stick to a budget), check out Another alternative is, which provides budgeting tools and will track your investments, too. 2. Credit cards. Free tools at help you gauge where your credit stands and show how you can improve it. You can also get access to your...

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Retirement Reality Check

Posted by on Aug 25, 2015 in Articles, Uncategorized

For many Americans, lack of savings is making even the thought of retirement feel increasingly stressful. A survey examined the state of our nest eggs — and found that 1 in 10 working Americans haven’t contributed to retirement funds at all in this year or last. “That data point is a trouble spot,” admits Greg McBride, chief financial analyst. “It’s the highest it’s been in polls we’ve done and does dilute the good news we saw in other areas.” The limited availability of employer-sponsored 401(k)s and...

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Should You and Your Spouse Have a Joint Checking Account?

Posted by on Aug 20, 2015 in Articles, Uncategorized

If wedding bells were ringing for you this summer, you may be in the thick of trying to figure out how to blend your beloved’s financial life with your own. One of the most fundamental decisions a couple faces is whether to treat money as a joint asset or something to be managed separately. Traditionally, married couples have been expected to keep their money in a joint checking account, and many finance professionals tout the merits of this arrangement. However, as couples are increasingly marrying at an older age, they may be more likely to bring substantial assets, income and even...

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